Stir in milk and shredded cheese; stirring until soup is hot and cheese has melted. Season with salt and pepper to taste.
Serve topped with crumbled crispy bacon, diced tomato, shredded cheese, and fine diced jalapeno.
Notes
Recipe tip: If you want a nice charbroiled flavor brown your ground beef in a hot pan. You may want to wipe out any black bits before adding in the bacon.